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24/7 PERSONAL
BANKING

As our communities’ local choice for more than a century, we’ve gotten to know our customers really well. You want fast, convenient service 24/7, but you also want personalized attention and the caring support that’s best provided by One Bank of Tennessee.

Visa Debit Card 

Remember, your Visa Debit Card comes FREE when you open a checking account! Accepted worldwide, from airline tickets and restaurants to concerts and grocery stores, your Visa Debit Card gives you the financial freedom you deserve and the buying power you need, all from a friend you know and trust…One Bank of Tennessee. The Visa Debit Card automatically debits your checking account, so there are no interest fees or waiting in line for check approval. Subject to credit approval.

Online and Mobile Banking

Life can be unpredictable, but access to your finances shouldn’t be. Our Online and Mobile Banking technology ensures that you have full access to your financial information and banking services 24/7/365.

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Online Banking Security

  • Access accounts and transactions
  • Transfer funds
  • Make loan payments
  • Pay bills
  • Mobile Deposit
  • …and much more

ATMs and Video Teller Machines (VTMs)

Anytime you need cash, we’re just an ATM away. The best part? There are no fees if you use one of our many convenient ATM locations. Plus, our new Video Teller Machines (available at select locations) operate like ATMs, except you’re connected via video chat with one of our friendly tellers, so you can take care of almost all your bank business. Cash checks, pay loans, make deposits and withdrawals—all while enjoying shorter lines with less waiting.

Find a location near you

Learn more about VTMs

  • Get cash anytime you want
  • No fees at One Bank of Tennessee ATMs
  • New Video Teller Machines

Bill Pay

You devote a lot of time to managing your life. As your financial provider, our job is to help lessen the burden of those money management details, like paying your bills. With bill pay, you can schedule your bills to be paid electronically. Set them up and never look back.

Telephone Banking

Check real-time balances on your accounts anytime you want by making a simple phone call with our automated 24-hour On-Call™ System. To set up this service, call (931) 528-5441 or stop by any of our branches. To use this service, call (931) 520-1302 or (866) 520-1302.

  • Get up-to-date account information
  • Call anytime
  • Easy to set up

E-Statements

Electronic statements have several benefits, from faster delivery to enhanced security and reduced paper waste. Having the option to download your statement to your computer allows for improved account management, too.

  • Help prevent identity theft
  • Reduce mailbox clutter
  • Get faster delivery
  • Easy online access and retrieval
  • Automatic storage

Direct Deposit

When you enroll in direct deposit with your employer, your funds are deposited right into your bank account, so you receive your money faster. You can even split your paycheck across different accounts, like checking, savings, and retirement.

  • Receive your funds faster
  • Save on trips to the bank
  • Automatically send money to different accounts
  • Available with paychecks, pension, social security, or even travel reimbursements

Wire Transfers

When you need to send or receive money fast and securely, we’re here. A wire transfer is an electronic transfer of funds—whether the transfer is incoming or outgoing—from one bank or credit union to another. We offer both domestic and international wires.

Wire Instructions

  • Send money faster and more securely
  • Recipient can use the funds immediately
  • Domestic and international transfers available