PERSONAL
SAVINGS
When you make saving a priority, your goals turn into tangible steps and your dreams become reality. Take the first step now to set your savings in motion. More choice means more security—and more freedom.
All Savers
We all have unexpected money needs that pop up from time to time, as well as fixed costs to plan for. When you contribute to this account on a regular basis, you’ll find it easier to pay for all those things.
- $25 minimum opening deposit
- Earns interest
- Free ATM card
Money Market Investment
It takes discipline to be prepared for whatever comes your way. The competitive interest rates on this account make it that much easier to build your savings. Plus, you get easy access to the funds when you need them.
- $50 minimum opening deposit
- Maintain $400 minimum daily balance to avoid $1 monthly maintenance fee
- Earns tiered interest
Christmas Club
Having the necessary cash to cover your Christmas purchases can be challenging. Fund your account all year long, reaping the rewards of interest, and then receive it just in time for shopping.
- $10 minimum opening deposit
- No minimum balance requirement
- No monthly service charge
- $5 early withdrawal fee per transaction
Vacation Club
Need a vacation? Turn your dream trip into reality with our Vacation Club Account.
- $10 minimum opening deposit
- No minimum balance requirement
- No monthly service charge
- $5 early withdrawal fee per transaction
Savings Safari
Help jumpstart your child’s financial habits with this savings account, which is part of an overall financial literacy initiative. Once your child graduates high school, they’ll receive a cash award deposited into their account.
- For students in grades 1 – 12
- $1 minimum opening deposit
- No minimum balance requirement
- No monthly service charge
- Earns interest
- Win prizes and graduation rewards
- Financial literacy materials
- 1 free withdrawal per month then $0.50 fee per additional withdrawal
Certificates of Deposit (CD)
If you want fixed, predictable returns and safety, be sure to incorporate CDs into your overall savings portfolio. We offer a variety of terms, ranging from three months to five years.
- $500 minimum opening deposit
- Competitive fixed interest rates
- Automatic renewal at maturity
Individual Retirement Account (IRA)
We offer traditional, Roth, and educational IRAs depending on your goals, as well as your current and future income and tax situation. We will point you toward a solution to meet your financial needs.
- $100 minimum opening deposit
- With a traditional IRA, your contributions are tax deductible so you pay taxes on withdrawals in retirement
- With a Roth IRA, you fund the account with post-tax dollars, so you owe nothing when you make withdrawals in retirement
- An educational IRA is a tax-advantaged savings account allowing you to pay for qualified expenses (typically tuition, books, and fees)