MORTGAGE
LOANS
At One Bank of Tennessee, our mortgage professionals take what could otherwise be a confusing process and streamline it into the mortgage loan that is best for you.
Fixed Rate
A fixed-rate mortgage is a great choice for the homebuyer who does not want to be concerned with rising interest rates. Whether you are purchasing a new home or refinancing your existing home, fixed-rate loans are a great fit! Also, don’t worry about mailing your payment to some far away address. You have the option of keeping your home loan right here in Tennessee.
VA Loan
VA (Veterans Affairs) loans are for armed forces veterans, active duty personnel, reservists, and their spouses. In some cases, up to 100% financing may be available, and PMI (Private Mortgage Insurance) may not be required.
FHA Loan
FHA (Federal Housing Authority) loans help you buy or refinance a home. These loans may require lower minimum down payments and credit scores compared to other loans.
Other Mortgage Loan Options
If you are interested in learning more about other mortgage loan options and product offerings, please contact us and ask to speak with a mortgage lender.