One Bank Visa Debit Card
Every checking account gives you this free Visa Debit Card, accepted worldwide. It comes with features like free Visa Purchase Alerts by text or email, and a design that helps you represent your Tennessee pride.
PERSONAL
CHECKING
Managing your money day to day is so much easier when you have a checking account that fits you—one that is convenient, affordable, and efficient. That’s where our accounts come into play. We’ll help you choose one that best meets your spending and saving preferences.
Account Benefits
| Name | Reward Checking | One Free Checking | Advantage 55 Checking |
|---|---|---|---|
| Online Banking |
|
|
|
| Bill Pay |
|
|
|
| Mobile Banking |
|
|
|
| Mobile Deposit |
|
|
|
| Free Checks |
|
||
| Earns Interest |
|
|
|
| Minimum to Open | $50 | $50 | $50 |
| Minimum Balance | No | No | $100 |
| Monthly Service Charge | No | No | $5 per statement cycle if account falls below $100 |
| Reward Requirements | See Below... | N/A | N/A |
Reward Checking
It’s rewarding to have a free checking account that has the features of a savings account, allowing you to earn competitive interest on the funds you have on deposit. This is just one of several ways we work to improve your financial well-being.
Reward Checking Requirements per Qualification Cycle *
Have 10 debit card transactions posted and cleared to the account
Receive E-Statements
Have one direct deposit or ACH auto debit posted and cleared to the account
Log in to online banking during qualification cycle
* Qualification cycle is the period beginning the last business day of the previous month through one business day prior to the end of the current month.
- Get rewarded with higher interest rates and refunded foreign ATM fees
- $50 minimum opening deposit
- No minimum balance requirements
- No monthly service charge
One Free Checking
A great way to get started on your financial journey.
- $50 minimum opening deposit
- No minimum balance requirement
- No monthly service charge
Advantage 55 Checking
Tailor-made for people age 55 and over with benefits that earn you interest and protect your family’s financial wellness.
- $50 minimum opening deposit
- Maintain $100 minimum daily balance to avoid $5 monthly maintenance fee
- Earns interest
- Free checks and cashier’s checks
- Club benefits including $100,000 Common Carrier Accidental Death Insurance
- $0.15 activity fee per check in excess of 40 checks paid during statement cycle
